Country
Full text data for US,EP,CN
Type
Legal Validity
Legal Status
Filing Date
Publication Date
Inventor
Assignee
Click to expand
IPC(Section)
IPC(Class)
IPC(Subclass)
IPC(Group)
IPC(Subgroup)
Agent
Agency
Claims Number
Figures Number
Citation Number of Times
Assignee Number
No. Publication Number Title Publication/Patent Number Publication/Patent Number Publication Date Publication Date
Application Number Application Number Filing Date Filing Date
Inventor Inventor Assignee Assignee IPC IPC
1
US10891606B2
Processing an electronic transfer between a sender and receiver
Publication/Patent Number: US10891606B2 Publication Date: 2021-01-12 Application Number: 15/430,870 Filing Date: 2017-02-13 Inventor: Chiarella, Giacomo G.   Roeger, Brad   Yates, William L.   Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION   IPC: G06Q20/32 Abstract: Methods are disclosed for a digital escrow service for an electronic transfer, where the transfer is completed based on the geographic location of the sender or receiver. The method includes obtaining information representative of a geographic area, initiating an electronic transfer, determining whether or not at least one of the sender and the receiver is located within the geographic area and executing the electronic transfer based on whether it is determined that at least one of the sender and receiver is located within the geographic area. As an enhancement, the method may include processing a transaction between a plurality of senders and a receiver.
2
CN112308559A
一种二维码管理方法、装置、存储介质及电子设备
Public
Publication/Patent Number: CN112308559A Publication Date: 2021-02-02 Application Number: 202011235686.4 Filing Date: 2020-11-06 Inventor: 闫涛   Assignee: 北京绿善心星球网络科技开发有限公司   IPC: G06Q20/32 Abstract: 本申请提供一种二维码管理方法、装置、存储介质及电子设备,可以帮助商家灵活生成二维码,自由管理自己的私域流量。商家通过展示一码通,完成用户消费,消费成功后双方建立双向纽带关系,即用户可以查看商家所有信息及服务,商家可以获取用户偏好信息及公开的信息,提供相亲等后续服务或商品。用户通过一次线下场景交易实现永久链接,建立线上关系纽带;月老店拥有者实现用户存留,有利于促进二次交易。月老店可使商家随心所欲地定制、开发、组装,打造属于自己的私域流量池,满足商家各方面需求,实现收益最大化。与此同时,对于普通用户而言,给予其私密专属的社交体验,满足其希望获取丰富信息、享受更多便利服务的信息/便利需求。
3
CN112163850A
移动支付法
Public
Publication/Patent Number: CN112163850A Publication Date: 2021-01-01 Application Number: 201910566166.2 Filing Date: 2019-06-16 Inventor: 魏立江   Assignee: 魏立江   IPC: G06Q20/32 Abstract: 一种移动支付法,应用于资金交易和互联网领域,是以个人账户为载体,加载资金交易和个人信息后通过数字终端上具有交互和通话测距功能的接近传感组件和智能系统,经过线上线下信息交互对资金账户进行读写,它解决了二值码不够直观不够美观和射频交互设备不易普及的缺点,既能够使载体所指代的目标内容很容易地被公众所识别,又可以很安全快捷的完成交易,我们利用通话测距组件具有数据交互功能这一特性,应用点对点近场数据交互技术和数字加密技术结合声光电数字互转技术建立了一套完整的支付系统,通过近场交互组件和智能系统将交易信息进行数据交换,用户通过系统读取载体后付款方使用支付密令完成资金的转账交易。
4
EP3766032A1
REGISTRATION OF ELECTRONIC PAYMENT MEANS
Publication/Patent Number: EP3766032A1 Publication Date: 2021-01-20 Application Number: 19716061.7 Filing Date: 2019-03-11 Inventor: Tarantino, Thomas   Behlendorf, Sascha   Finkenzeller, Klaus   Baldischweiler, Michael   Kluge, Stefan   Assignee: Giesecke+Devrient Mobile Security GmbH   IPC: G06Q20/32
5
CN106897874B
移动支付方法、装置及系统
Grant Assignment
Publication/Patent Number: CN106897874B Publication Date: 2021-02-09 Application Number: 201610383679.6 Filing Date: 2016-06-01 Inventor: 孙元博   Assignee: 创新先进技术有限公司   IPC: G06Q20/32 Abstract: 本发明公开了一种移动支付方法、装置及系统,涉及电子金融技术领域,解决了移动终端在未安装支付应用APP的情况下不能实现移动支付的问题。本发明的主要技术方案为:接收第二移动终端发送的支付信息,所述支付信息中包第一移动终端标识信息、第二移动终端中当前运行的支付应用APP对应的账号以及与所述第一移动终端标识信息对应的支付金额,其中,该第一移动终端标识信息是所述第一移动终端发送给第二移动终端的,该第一移动终端未安装支付APP;获取与所述第一移动终端标识信息对应的账号信息;以使得支付金额能从第一移动终端标识信息对应的账号转移到第二移动终端中当前运行的支付应用APP对应的账号。本发明用于移动支付。
6
US10902410B2
Electronic payment device
Publication/Patent Number: US10902410B2 Publication Date: 2021-01-26 Application Number: 16/812,159 Filing Date: 2020-03-06 Inventor: Zhang, Mingwei   Gu, Fenghuan   Assignee: Advanced New Technologies Co., Ltd.   IPC: G06Q20/32 Abstract: The present specification provides an electronic payment device, including a console, where the console includes a housing and a speaker inside the housing, the housing comprises a first sidewall and a second sidewall that extends obliquely from the first sidewall and forms a covered space with the first sidewall, the covered space comprises a hollow space, and the speaker is disposed at an orientation that faces the hollow space.
7
CN112215599A
一种以二维码为载体的金融收付方法及装置
Substantial Examination
Publication/Patent Number: CN112215599A Publication Date: 2021-01-12 Application Number: 202010975498.9 Filing Date: 2020-09-16 Inventor: 张迪   熊人杰   廖四发   龚潇雨   朱灿   朱文彩   郑瑶   丁丁   张俊   Assignee: 湖南三湘银行股份有限公司   IPC: G06Q20/32 Abstract: 本发明公开一种以二维码为载体的金融收付方法及装置。该方法通过获取商家的收款二维码,解析收款二维码得到的二维码收款账户平台信息和二维码收款账户帐号信息,在付款用户的支付终端中查找对应的二维码支付app,如果付款用户的支付终端中安装有二维码支付app,向支付终端的操作系统发送启动二维码支付app的请求,如果付款用户的支付终端中没有安装二维码支付app,引导用户在通用二维码支付app的支付页面付款,对付款用户的通用二维码支付app账户扣除相应的金额,在后台利用对应的通用付款账户向商家完成支付,支付过程更加便捷,用户没有安装商家使用的二维码支付app的情况下,也可顺利完成二维码支付,为付款用户和商家提供极大的便利。
8
CN112200562A
一种基于NFC的移动支付设备
Substantial Examination
Publication/Patent Number: CN112200562A Publication Date: 2021-01-08 Application Number: 202011119191.5 Filing Date: 2020-10-19 Inventor: 陆阳君   Assignee: 陆阳君   IPC: G06Q20/32 Abstract: 本发明涉及移动支付设备技术领域,且公开了一种基于NFC的移动支付设备,包括固定座,所述固定座的内部活动连接有转轴,转轴的外部固定套接有转轮,转轮的外部固定连接有柱杆,固定座的内部活动连接有移动框,移动框的表面开设有半圆槽,移动框的外部活动连接有复位组件,移动框的外部固定连接有连接杆;通过转轴、移动框、转轮、柱杆、半圆槽、复位组件、连接杆、夹持板之间的相互作用,能够在感应器被放置到固定座内部后将感应器固定稳定,从而使得固定座可以对不同规格、形状的感应器进行固定,大大提高了固定座的适用性,不再需要固定规格的固定座对应固定规格的感应器,进而使得移动支付设备更能满足实际情况使得的需要。
9
EP3779827A1
DATA PROCESSING METHOD, DATA PROCESSING APPARATUS AND TERMINAL DEVICE
Publication/Patent Number: EP3779827A1 Publication Date: 2021-02-17 Application Number: 19842137.2 Filing Date: 2019-07-05 Inventor: Chen, Cheng   Assignee: Advanced New Technologies Co., Ltd.   IPC: G06Q20/32 Abstract: Embodiments of the present specification provide data processing methods, apparatuses, and terminal devices. The methods include the following: providing a service code management interface; receiving a specified quantity that is input by a user in the service code management interface; generating the specified quantity of service codes, where the specified quantity of service codes include the same user identification information; and displaying the specified quantity of service codes.
10
EP3770838A1
DATA PROCESSING METHOD BASED ON NFC LABEL, SYSTEM AND SERVER THEREOF
Publication/Patent Number: EP3770838A1 Publication Date: 2021-01-27 Application Number: 19772134.3 Filing Date: 2019-03-18 Inventor: Lu, Zhijun   Jiang, Haijian   Liu, Gang   Lin, Jinren   Cai, Hua   Zhang, Zheng   Jin, Kewei   Xia, Qin   Assignee: China Unionpay Co., Ltd.   IPC: G06Q20/32 Abstract: The invention relates to a data processing method based on NFC tag. The method comprises: reading the NFC tag, the NFC tag comprising tag content and tag ID; generating an NFC tag payment request based on the tag content and tag ID; parsing the NFC tag payment request and obtaining an parsing reply to the NFC tag payment request; generating an order generation request based on the parsing reply, wherein the order generation request is for causing an order to be generated based on first account information, current transaction information and second account information; generating the order based on the order generation request; and payment step for performing payment based on the order. According to embodiments of the invention, the payment process can be simplified, also, there is no need to set the NFC-specific reading device in the embodiments of the invention, and the cost of merchants can be reduced.
11
CN112232804A
扫码支付方法、装置和电子设备
Substantial Examination
Publication/Patent Number: CN112232804A Publication Date: 2021-01-15 Application Number: 202011490226.6 Filing Date: 2020-12-17 Inventor: 张仕奇   Assignee: 支付宝(杭州)信息技术有限公司   IPC: G06Q20/32 Abstract: 本说明书实施例提出了一种扫码支付方法、装置和电子设备,其中,上述扫码支付方法中,电子设备检测到用户对扫码图标的操作之后,获取电子设备的传感器数据、进行上述操作的第一时刻和电子设备当前所在的位置,然后,通过预先保存的扫码识别模型,对上述传感器数据、第一时刻和电子设备当前所在的位置进行识别,确定用户的扫码意图为扫码支付,进而可以根据上述用户的扫码意图和上述用户的相邻用户的扫码支付数据,确定上述用户进行扫码操作的目标商户,最后打开上述目标商户的支付页面。
12
CN112163852A
一种移动支付方法、系统、装置和存储介质
Substantial Examination
Publication/Patent Number: CN112163852A Publication Date: 2021-01-01 Application Number: 202011047825.0 Filing Date: 2020-09-29 Inventor: 陈旺新   Assignee: 陈旺新   IPC: G06Q20/32 Abstract: 本发明公开了一种移动支付方法、系统、装置和存储介质,移动支付方法包括当检测到触发事件,从第一终端获取身份信息,获取收款信息,向第一终端发送收款信息,从第一终端获取付款指令,以及执行支付操作等步骤。本发明移动支付方法能够产生良好的互动性,消费者通过操作第一终端与商户进行互动,具有私密性,方便进行议价等活动;消费者无需再进行扫码、手动输入支付金额等复杂的操作即可完成移动支付,具有良好的用户体验;支付区域与商户之间具有专属的绑定关系,支付区域作为一个空间区域,消费者容易将不同商户所绑定的支付区域区分开来,可以降低移动支付过程中的误操作风险,保障移动支付的安全。本发明广泛应用于移动支付技术领域。
13
CN111126997B
基于识别码的信息处理方法、设备以及存储介质
Grant
Publication/Patent Number: CN111126997B Publication Date: 2021-01-01 Application Number: 201911338364.X Filing Date: 2019-12-23 Inventor: 顾贤哲   王志明   Assignee: 康美包(苏州)有限公司   IPC: G06Q20/32 Abstract: 本申请提供一种基于识别码的信息处理方法、设备以及存储介质,涉及数据处理技术领域,包括:根据扫描到的待回收的识别码生成回收指示并发送给识别码管理平台,以使所述识别码管理平台返回提示信息给所述客户端;其中,所述识别码管理平台维护有各识别码与推送信息的绑定关系;根据所述提示信息输出针对所述待回收的识别码的操作项,其中,所述操作项包括以下操作项中的至少一种:用于放弃所述待回收的识别码的第一操作项、用于更新识别码与推送信息的绑定关系的第二操作项以及获取所述待回收的识别码的所有权的第三操作项;响应于对所述操作项的选择指令,执行相应的操作。通过该方式对识别码进行信息处理可以提高识别码的利用率。
14
US2021004806A1
Transaction Device Management
Publication/Patent Number: US2021004806A1 Publication Date: 2021-01-07 Application Number: 16/919,868 Filing Date: 2020-07-02 Inventor: Noe, James Christian   Tierney, John   Assignee: Mastercard International Incorporated   IPC: G06Q20/40 Abstract: There is provided a computer-implemented method for management of a transaction device with a contactless interface, the method being performed by a mobile device. The method comprises accessing a mobile service application installed on the mobile device, authenticating a user at the mobile device, establishing a management operation associated with the transaction device. The method further comprises the mobile device requesting a response from the transaction device associated with the management operation via the contactless interface, the transaction device generating the response and providing it to the mobile device; and the mobile service application using the response to effect the management operation. There is also provided a suitably configured mobile device and transaction device for performance of the above-described methods.
15
US2021042751A1
SYSTEMS AND METHODS FOR IDENTIFYING PAYMENT ACCOUNTS TO SEGMENTS
Publication/Patent Number: US2021042751A1 Publication Date: 2021-02-11 Application Number: 17/077,895 Filing Date: 2020-10-22 Inventor: Lacoss-arnold, Jason Jay   Mueller, Jason M.   Altemueller, Jeffrey L.   Tedder, Krista   Assignee: MASTERCARD INTERNATIONAL INCORPORATED   IPC: G06Q20/40 Abstract: Systems and methods for use in identifying payment accounts to segments are provided. One exemplary method includes receiving a first indicator for a first location from a communication device, where the communication device is associated with a consumer and the consumer is associated with a payment account issued to the consumer by an issuer. The method also includes appending, by a computing device, the payment account to a first segment based on the first location indicator, and causing at least one rule associated with the payment account to be modified where the at least one rule relates to authorization of transactions in a first region including the first location.
16
US2021042730A1
Internet of Things (IoT) Box for Mobile Payment Retail System and In Store Mobile Charging Solution
Publication/Patent Number: US2021042730A1 Publication Date: 2021-02-11 Application Number: 16/739,954 Filing Date: 2020-01-10 Inventor: Lee, Hanjin   Assignee: KoamTac, Inc.   IPC: G06Q20/32 Abstract: Systems and methods for conducting sales transactions are provided. Embodiments include portable, electronic, point of purchase devices configured to acquire identification information from articles to be purchased, to determine a purchase price, and to acquire payment information for the purchase price. The point of purchase devices may include one or more input devices such as a communication device, a camera, a scanner, and a sensor system for acquiring identification information and/or the payment information. The point of purchase devices also may contain an electronic display, communication interfaces (such as a near field communication interface, a local area network interface, Bluetooth® configurations, etc.) for transmitting and/or receiving information to/from connectable devices such as a mobile phone, BLE beacon and/or an external server. Additional provision is made for an embodiment that avoids battery depletion anxiety by shoppers, through the provision of a handheld portable charging point device.
17
CN112262402A
电子装置和用于控制外部电子装置的方法
Substantial Examination
Publication/Patent Number: CN112262402A Publication Date: 2021-01-22 Application Number: 201980035356.X Filing Date: 2019-05-20 Inventor: 姜斗锡   金胜年   崔普根   Assignee: 三星电子株式会社   IPC: G06Q30/06 Abstract: 根据本发明的各种实施例的电子装置包括:天线模块,用于感测从外部电子装置产生的电磁(EM)信号;通信模块;处理器,可操作地连接到天线模块和通信模块;以及存储器,存储指令,其中,所述指令在被执行时使处理器执行以下操作:基于经由天线模块从外部电子装置感测到的EM信号的至少一部分来识别外部电子装置,对识别的外部电子装置是否在指定的控制应用中被注册进行识别,以及基于外部电子装置是否被注册来提供与外部电子装置相关的信息。此外,本发明的其他各种实施例也是可能的。
18
US10885510B2
Facilitating payments using wearable devices
Publication/Patent Number: US10885510B2 Publication Date: 2021-01-05 Application Number: 14/586,932 Filing Date: 2014-12-30 Inventor: Yarbrough, Joel P.   Mercille, Richard Joseph   Clarke, William Radue   Rajendran, Priyadarshini   Kurtyka, George Michael   Chun, Valerie   Assignee: PAYPAL, INC.   IPC: G06Q20/40 Abstract: A wearable device, e.g., a smart watch, may be connected to a communication device, such as a mobile smart phone, via Bluetooth or other Near Field Communication (NFC). In particular, the wearable device may have a touch screen that may serve as an extended display and/or user input device of the communication device. For example, a user may receive payment related notifications on the wearable device. The user also may operate the wearable device to make and/or receive payments, view transaction history, view and/or accept offers from nearby merchants, view and/or check in to nearby stores and etc. Further, the wearable device also may allow the user to make payment transactions in extreme environments not suitable for the communication device, such as under water.
19
CN106056382B
移动终端支付方法
Grant
Publication/Patent Number: CN106056382B Publication Date: 2021-01-15 Application Number: 201610440238.5 Filing Date: 2016-06-20 Inventor: 才华   Assignee: 中国银联股份有限公司   IPC: G06Q20/32 Abstract: 一种移动终端支付方法,包括:注册环节,包括:用户持移动终端向后台系统注册,后台系统向移动终端下发唯一令牌;移动终端与后台系统交互,后台系统为用户绑定对应于唯一令牌的多个支付卡;设置环节,包括:用户针对不同交易类型和/或商户类别分别选择至少一支付卡作为默认卡;以及交易环节,包括:移动终端与支付受理终端进行交互,支付受理终端将交易数据上送后台系统;后台系统根据唯一令牌以及交易类型码和/或商户类别码确定相应的默认卡;以及后台系统基于交易数据向所确定的各默认卡的发卡机构提交支付请求。其支持用户针对不同交易类型、不同商户类别甚至不同交易类型与商户类别的组合,分别设置多个默认卡,能够带来优秀的用户体验。
20
CN212276450U
一种具有支付功能的墨水屏手机
Grant
Publication/Patent Number: CN212276450U Publication Date: 2021-01-01 Application Number: 201821999671.3 Filing Date: 2018-11-30 Inventor: 刘东炜   胡君   Assignee: 深圳市晶久瑞电子科技有限公司   IPC: G06Q20/32 Abstract: 本实用新型涉及一种具有支付功能的墨水屏手机,包括:墨水屏,用于显示使用者和本机之间的交互信息;中央处理单元,用于控制屏幕显示状态及屏幕显示对应的功能信息;通信模组,用于实现通话语音及数据传输;输入单元,用于实现传送对设备的操作信息和外界声音及图像;电源模块,用于为墨水屏手机提供电源;其特征在于,所述通信模组包括用于实现近距离通信,支付功能的NFC通信模块,所述NFC通信模块与中央处理单元通信连接。本实用新型的有益效果是:将NFC芯片内置在电子墨水屏手机上,实现打卡支付等功能。
Total 500 pages