Country
Full text data for US and EP
Status
Type
Filing Date
Publication Date
Inventor
Assignee
Click to expand
IPC
No.
Publication Number
Title
Publication/Patent Number Publication/Patent Number
Publication date Publication date
Application number Application number
Filing date Filing date
Inventor Inventor
Assignee Assignee
IPC IPC
1
US2011087591A1
Publication/Patent Number: US2011087591A1
Publication date: 2011-04-14
Application number: 12/575,710
Filing date: 2009-10-08
Abstract: The present disclosure has a merchant computing device communicatively coupled to a customer computing device via a network and a transaction computing device securely coupled to the merchant computing device and coupled to a debit network. In addition, the present disclosure has logic configured to enable a user of the customer computing device to modify personalization data stored on the transaction computing device based upon an approval obtained via the debit network during a transaction with the merchant computing device. In addition, the personalization data comprises a phrase and an image and the logic is further configured to display the phrase and the image to the user when the user performs a transaction with the transaction computing device. The present disclosure has a merchant computing device communicatively coupled to a customer computing device via a network and a transaction computing device securely coupled to the merchant computing device and coupled to a debit network. In addition, the present disclosure ...more ...less
2
US2009327114A1
Publication/Patent Number: US2009327114A1
Publication date: 2009-12-31
Application number: 12/164,837
Filing date: 2008-06-30
Abstract: A method and system for securely verifying over an open network a transaction using a payment card requiring authorization, such as a PIN, to be used. The system utilizes a secure host system to establish two lines of communication between a merchant and a consumer device used by an individual using the payment card. The secure host system provides a verification interface that is presented to the consumer device, providing a means for the individual to provide verification information. The secure host system receives verification information from the consumer device, couples the verification information with card information supplied by a merchant for verification from a third party payment provider. The transaction service provider verifies the transaction without sending the cardholder's actual PIN over the open network. A method and system for securely verifying over an open network a transaction using a payment card requiring authorization, such as a PIN, to be used. The system utilizes a secure host system to establish two lines of communication between a merchant and a consumer device used ...more ...less