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1
US2015052032A1
Publication/Patent Number: US2015052032A1
Publication date: 2015-02-19
Application number: 14/460,527
Filing date: 2014-08-15
Inventor: Aharoni, Eldad  
Assignee: Seergate Ltd.
Abstract: A transactional messaging system displaying financial transactions in a user interface structured to resemble an email messaging user interface and/or an instant messaging user interface. The financial transactional messaging system presents and interacts with the financial transactions as email or instant messages, reducing the complexity of tracking, managing and processing transactions while preserving the full capabilities of a transaction processing system. Different transactions scenarios, such as requesting money, sending money, refunding a payment, sending payouts, cash on delivery (COD) and other financial transactions are presented utilizing different transactional process types that are organized under different mailbox folders such as inbox, sent items and deleted items. Inside each folder, the different transactions appears as emails that can be read, processed (pay, accept, release funds, decline, etc.) and/or with graphical elements like icons reflecting the current transaction attributes such as state or the actual activity performed by the transaction on the user's account. Relationships between a user selected transaction and the parties involved in the transaction in the role of payee or payor, are illustrated using email based schemes such as sender/recipient that focus on the selected transaction to avoid confusion due to information overload. A transactional messaging system displaying financial transactions in a user interface structured to resemble an email messaging user interface and/or an instant messaging user interface. The financial transactional messaging system presents and interacts with the financial ...more ...less
2
US2011208600A1
Publication/Patent Number: US2011208600A1
Publication date: 2011-08-25
Application number: 13/024,526
Filing date: 2011-02-10
Assignee: SEERGATE LTD.
Abstract: A point of sale (POS) payment system does not require the payor to disclose confidential and sensitive financial information to the payee in order to settle the transaction. The payee presents the payor with an invoice or bill. The payor requests from their bank (or proxy for the bank) a payment token for a predefined sum and receives the payment token electronically, such as via smart phone or other portable device. The payment token is transferred to the payee as payment for the invoice. The payee stores the electronic payment token or the data associated therewith and submits the token to the payor bank (or proxy for the bank) to settle the transaction or invoke the settlement process. A point of sale (POS) payment system does not require the payor to disclose confidential and sensitive financial information to the payee in order to settle the transaction. The payee presents the payor with an invoice or bill. The payor requests from their bank (or proxy for ...more ...less
3
US2009327133A1
Publication/Patent Number: US2009327133A1
Publication date: 2009-12-31
Application number: 12/374,776
Filing date: 2007-07-18
Assignee: SEERGATE LTD.
Abstract: A system for secure processing payment transactions between merchants and customers, via financial institutions, the system comprising apparatus for generating global transaction identifiers each of which is recognized by the merchants as a transaction ID and by the financial institutions as a fundable entity, and methods useful in conjunction therewith. A system for secure processing payment transactions between merchants and customers, via financial institutions, the system comprising apparatus for generating global transaction identifiers each of which is recognized by the merchants as a transaction ID and by the financial ...more ...less
4
WO2008018052A4
Publication/Patent Number: WO2008018052A4
Publication date: 2009-06-11
Application number: 2007000907
Filing date: 2007-07-18
Abstract: A system for secure processing payment transactions between merchants and customers
5
WO2008018052A3
Publication/Patent Number: WO2008018052A3
Publication date: 2009-04-23
Application number: 2007000907
Filing date: 2007-07-18
Abstract: A system for secure processing payment transactions between merchants and customers
6
WO2008018052A2
Publication/Patent Number: WO2008018052A2
Publication date: 2008-02-14
Application number: 2007000907
Filing date: 2007-07-18
Abstract: A system for secure processing payment transactions between merchants and customers