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No. Publication Number Title Publication/Patent Number Publication/Patent Number Publication Date Publication Date
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1 US10579117B2
Method and apparatus for securing communication of instructions to manage antenna power output
Publication/Patent Number: US10579117B2 Publication Date: 2020-03-03 Application Number: 16/278,641 Filing Date: 2019-02-18 Inventor: Bologna, Benny J.   Koshy, Kamal J.   Montero, Adolfo S.   Assignee: Dell Products, LP   IPC: G06Q20/00 Abstract: A method and an information handling system comprising a processor executing instructions of a basic input/output system (BIOS) module operatively connected to a network interface device standard absorption rate (SAR) antenna power control register via a bus interface and the processor executing code instructions for a power management command for altering a power level of a transmission by an operably connected transmitting antenna according to SAR requirements in response to detection at a sensor indicating a change to transmission power levels is required, where the bus interface is secured by implementing a challenge/response cryptographic system between the BIOS module and the network interface device before allowing the read/write command to access the standard absorption rate control register. A method and an information handling system comprising a processor executing instructions of a basic input/output system (BIOS) module operatively connected to a network interface device standard absorption rate (SAR) antenna power control register via a bus interface and the ...More ...Less
2 US10580026B2
In store upselling
Publication/Patent Number: US10580026B2 Publication Date: 2020-03-03 Application Number: 15/671,013 Filing Date: 2017-08-07 Inventor: Levy, Avery   Assignee: DIGIPRINT IP LLC   IPC: G06Q30/00 Abstract: The present disclosure relates to identifying a product or service in a store and offering to sell products and services that the customer can purchase in that store. Methods and apparatus consistent with the present disclosure allow retail stores to provide real-time information to their customers about products and/or services that may complement another product that a customer is interested in purchasing. A portable electronic device, such as a cell phone, may receive wirelessly transmitted communications from wireless transmitters that are associated with products and services that the customer approaches, touches, or scans. The present disclosure relates to identifying a product or service in a store and offering to sell products and services that the customer can purchase in that store. Methods and apparatus consistent with the present disclosure allow retail stores to provide real-time ...More ...Less
3 US10565580B2
Methods and systems for secure mobile device initiated payment using generated image data
Publication/Patent Number: US10565580B2 Publication Date: 2020-02-18 Application Number: 15/850,703 Filing Date: 2017-12-21 Inventor: Kranzley, Arthur D.   Wankmueller, John R.   Assignee: MASTERCARD INTERNATIONAL INCORPORATED   IPC: G06Q20/00 Abstract: Systems, methods, processes, computer program code and means for conducting a payment transaction are provided which include activating a payment application of a mobile device, generating, using the payment application, an optical image representing payment account information associated with the payment application, said payment account information including at least one of a payment account number, an expiry date of the payment account number, and a dynamic verification code generated by the payment application; and presenting the optical image to a merchant transaction terminal for scanning to conduct the payment transaction. Systems, methods, processes, computer program code and means for conducting a payment transaction are provided which include activating a payment application of a mobile device, generating, using the payment application, an optical image representing payment account information ...More ...Less
4 US10558964B2
Payment terminal operation method and system therefor
Publication/Patent Number: US10558964B2 Publication Date: 2020-02-11 Application Number: 15/332,540 Filing Date: 2016-10-24 Inventor: Bedier, Osama   Tanaka, Ray   Alavill, Praveen   Asar, Syed Fayez   Chau, Victor   Assignee: Poynt Co.   IPC: G06Q20/00 Abstract: A method of payment terminal operation, including: receiving a payment collection request for a payment from an application, generating a payment initiation request for the payment, sending the payment initiation request to a secure processing system, switching the secure processing system from operation in an unsecured mode to operation in a secured mode in response to receipt of the payment initiation request, facilitating payment information entry, and receiving a payment response notification, generated based on the payment information, at the main processor. A method of payment terminal operation, including: receiving a payment collection request for a payment from an application, generating a payment initiation request for the payment, sending the payment initiation request to a secure processing system, switching the secure ...More ...Less
5 EP3652689A1
METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT FOR USER COMMUNICATION WITH MERCHANTS ASSOCIATED WITH TRANSACTIONS
Publication/Patent Number: EP3652689A1 Publication Date: 2020-05-20 Application Number: 17917238.2 Filing Date: 2017-07-14 Inventor: Aroli, Veettil Rajesh Kumar   Assignee: Visa International Service Association   IPC: G06Q20/00
6 US10636032B2
Systems and methods for enhanced data routing based on a reconciled configuration
Publication/Patent Number: US10636032B2 Publication Date: 2020-04-28 Application Number: 16/168,515 Filing Date: 2018-10-23 Inventor: Ozvat, Matthew D.   Nayfack, Nicholas G.   Berkley, John   Priest, Travis L.   Plomske, Michelle K.   Watts, Charles E.   Bonestell, Robert   Ourada, Daniel J.   Oliver, Kevin   Assignee: Worldpay, LLC   IPC: G06Q20/00 Abstract: An arbitraged enhanced payment processing system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a payment processing servicer. Upon receiving a payment processing servicer response, the payment management system outputs the response and token to the POS terminal system. An arbitraged enhanced payment processing system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes ...More ...Less
7 US10657782B2
Networked premises security
Publication/Patent Number: US10657782B2 Publication Date: 2020-05-19 Application Number: 15/849,981 Filing Date: 2017-12-21 Inventor: Bradley, Nigel   Patel, Bhumit   Oberholtzer, Daniel   Macdougall, Alexander   Elliott, Oliver   Doernberg, Aubree   Sakhi, Hifza   Hutsler, Molly   Assignee: AT&T Intellectual Property I, L.P.   IPC: G08B13/196 Abstract: A premises security system can leverage cloud-based analytics and captured information about a visitor at the premises to provide security to the premises. The system can include a sensor, an actuator, and a local processing device. The sensor can capture information about a visitor to the premises without requiring the visitor to provide the information. The actuator can perform an action with respect to the premises. The local processing device can communicatively couple to a cloud-based analytics system that can analyze the information with respect to one or more databases that include criminal history information, and return data representing a risk rating for the visitor or a command to perform the action. The local processing device can, in response to receiving the data, output a command to the actuator to perform the action. A premises security system can leverage cloud-based analytics and captured information about a visitor at the premises to provide security to the premises. The system can include a sensor, an actuator, and a local processing device. The sensor can capture information about a ...More ...Less
8 US10657521B2
Systems and methods for determining fraudulent transactions using digital wallet data
Publication/Patent Number: US10657521B2 Publication Date: 2020-05-19 Application Number: 14/719,645 Filing Date: 2015-05-22 Inventor: Tomasofsky, Christian P.   Hubbard, Steve E.   Da, Silva Luis Felipe De Almeida Ferreira   Assignee: MASTERCARD INTERNATIONAL INCORPORATED   IPC: G06Q20/00 Abstract: A computing device for risk-based analysis of a payment card transaction is provided herein. The computing device includes a processor communicatively coupled to a memory. The computing device is programmed to receive a request for authentication of the payment card transaction. The payment card transaction includes a suspect consumer presenting a payment card from a digital wallet of a privileged cardholder. The computing device is also programmed to identify fraud feature data from the digital wallet. The computing device is further programmed to compute a fraud score for the payment card transaction based at least in part on the fraud feature data. The computing device is still further programmed to provide the fraud score for use during authentication of the suspect consumer. A computing device for risk-based analysis of a payment card transaction is provided herein. The computing device includes a processor communicatively coupled to a memory. The computing device is programmed to receive a request for authentication of the payment card transaction ...More ...Less
9 US10650391B2
System and method for determining population movement
Publication/Patent Number: US10650391B2 Publication Date: 2020-05-12 Application Number: 15/652,533 Filing Date: 2017-07-18 Inventor: Yang, Peng   Arvapally, Ravi S.   Lo, Faro Wally F.   Rao, Kamalesh V.   Assignee: Mastercard International Incorporated   IPC: G06Q20/00 Abstract: A system and a method that determine movement of one or more individuals or populations of individuals are provided. A residential zip code of an individual is determined. Long-term movements are identified. Short-term movements are identified. The long-term and short-term movements are classified. Anonymization removes personally identifying information of the individual. The short-term movements and long-term movements are aggregated by creating source-target zip code pairs. A population movement database is generated. The population movement database is accessible by a user device that has credentials allowing access. A system and a method that determine movement of one or more individuals or populations of individuals are provided. A residential zip code of an individual is determined. Long-term movements are identified. Short-term movements are identified. The long-term and short-term ...More ...Less
10 EP3593305A1
SYSTEM AND METHOD FOR CREATING COMMODITY ASSET-SECURED TOKENS FROM RESERVES
Publication/Patent Number: EP3593305A1 Publication Date: 2020-01-15 Application Number: 18764126.1 Filing Date: 2018-03-08 Inventor: Youb, Christopher   Youb, Bruce   Mehlman, Scott   Zimits, Michael   Assignee: IP Oversight Corporation   Youb, Christopher   Youb, Bruce   IPC: G06Q20/00
11 US2020027059A1
SYSTEM AND METHOD FOR INTERNATIONAL MERCHANDISE RETURN SERVICE
Publication/Patent Number: US2020027059A1 Publication Date: 2020-01-23 Application Number: 16/588,741 Filing Date: 2019-09-30 Inventor: Felix, Shea R.   Sobel, Kate A.   Clausen, Rachel E.   Assignee: United States Postal Service   IPC: G06Q10/08 Abstract: A system and method for generating a return label for merchandise being returned from a buyer or consumer in a first country to a merchant in a second country. A name and address of a consumer in the first country desiring to return merchandise and merchant or seller information including a merchant identifier is received. An address for receiving returns for the merchant or seller in the second country is accessed based on the merchant information. One or more machine readable identifiers for use by a first country carrier and for use by a second country carrier based at least on the consumer information, and information for routing the return merchandise are generated. A return label for merchandise being returned from the consumer to the merchant is generated. The return label can include the machine readable identifiers and a customs declaration for the merchandise. A system and method for generating a return label for merchandise being returned from a buyer or consumer in a first country to a merchant in a second country. A name and address of a consumer in the first country desiring to return merchandise and merchant or seller information ...More ...Less
12 EP3631716A1
AUTOMATED POINT OF SALE SYSTEM
Publication/Patent Number: EP3631716A1 Publication Date: 2020-04-08 Application Number: 18809132.6 Filing Date: 2018-05-31 Inventor: You, Di   Petersen, Zack   Prakash, Gyan   Gaddam, Sivanarayana   Kumar, Vibhor   Galland, Dean   Assignee: Visa International Service Association   IPC: G06Q20/00
13 CN110741573A
在区块链网络中选择性使用网络编码传播交易的方法和系统
Title (English): Methods and Systems for Selective Use of Network Encoding to Spread Transactions in Blockchain Networks
Publication/Patent Number: CN110741573A Publication Date: 2020-01-31 Application Number: 201880038228.6 Filing Date: 2018-06-04 Inventor: G·德斯蒂法尼斯   S·马蒂奥   P·莫蒂林斯基   S·文森特   Assignee: 区块链控股有限公司   IPC: H04B7/155 Abstract: 用于在多个节点的网络中传播交易的方法和装置,多个节点中的每个节点与其他节点具有一个或多个连接。该方法包括:确定多个节点之一是交易传播的瓶颈;在第一时间段、经由所述网络接口从多个节点的网络中的一个或多个第一节点接收多个新交易;使用网络编码和本地编码矢量来组合多个新交易,以生成消息;以及将所述消息和全局编码矢量发送到多个节点的网络中的一个或多个第二节点,而不是将所述多个新交易发送到所述一个或多个第二节点。所述网络可以是区块链网络。
14 US10657582B2
Method, user terminal, and service terminal for processing service data
Publication/Patent Number: US10657582B2 Publication Date: 2020-05-19 Application Number: 15/802,346 Filing Date: 2017-11-02 Inventor: Cheng, Shihai   Liu, Kai   Li, Yu   Fan, Liangliang   Lin, Xiangyao   Liu, Chenglin   Liu, Jinhai   Hua, Yaobo   Ren, Anqi   Huang, Bin   Assignee: Tencent Technology (Shenzhen) Company Limited   IPC: G06Q30/00 Abstract: A service terminal, which is communicatively coupled to a remote server, communicates with an offline mobile phone located nearby via a short-range wireless communication protocol to complete a service request initiated by the mobile phone. The service terminal repeatedly broadcasts, via a short-range wireless transceiver, a service message to neighboring mobile terminals until after receiving a service purchase request message from one of the mobile terminals. The service terminal then suspends the broadcast of the service message and submits the service purchase request to the remote server and then receives a purchase confirmation message from the remote server. Next, the service terminal transmits, via the short-range wireless transceiver, the purchase confirmation message back to the user terminal. A service terminal, which is communicatively coupled to a remote server, communicates with an offline mobile phone located nearby via a short-range wireless communication protocol to complete a service request initiated by the mobile phone. The service terminal repeatedly ...More ...Less
15 US10657512B2
Multi-use near field communication front end on a point of sale system
Publication/Patent Number: US10657512B2 Publication Date: 2020-05-19 Application Number: 16/442,210 Filing Date: 2019-06-14 Inventor: Patwardhan, Ketan   Gopalakrishnan, Narayanan   Pan, Victor   Castillo, James   Assignee: Clover Network, Inc.   IPC: G06Q20/00 Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an applications microprocessor programmed to: (i) instantiate an operating system for the point of sale system and (ii) generate a set of data packets. The system also includes a discrete microcontroller communicatively coupled with the applications microprocessor and programmed to: (i) selectively operate in an unsecure mode and a secure mode; and (ii) filter, when operating in the unsecure mode, the set of data packets received from the applications microprocessor using a filter and a whitelist for the filter. The system also includes a near field communication front end communicatively coupled to the discrete microcontroller and an antenna, for transmitting a near field communication signal based on information from the set of data packets via the antenna. Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an applications microprocessor programmed to: (i) instantiate an operating system for the point of sale system and (ii) generate ...More ...Less
16 US10592901B2
Business-to-business commerce using financial transaction numbers
Publication/Patent Number: US10592901B2 Publication Date: 2020-03-17 Application Number: 10/160,190 Filing Date: 2002-06-04 Inventor: Carroll, James   Langford, Conor   O'donnell, Graham   Flitcroft, Daniel Ian   Assignee: ORBIS PATENTS, LTD.   IPC: G06Q20/04 Abstract: Controlled Payment Numbers (CPNs) which issue as a unique payment number for each transaction uniquely identify the transaction for matching the purchase and payment information. The issuance of the CPN is controlled by business rules which are designed to and effectively restrict the use of the CPN, such that if a user exceeds his authorization, a CPN is not issued. The business rules are set up according to a hierarchy of users. Further, a declining balance CPN is also provided. Controlled Payment Numbers (CPNs) which issue as a unique payment number for each transaction uniquely identify the transaction for matching the purchase and payment information. The issuance of the CPN is controlled by business rules which are designed to and effectively ...More ...Less